The plan login is down for maintenance. It will be available again on Monday.

Retirement Plans


Start being responsible by becoming a saver. The steps you take now will lay the groundwork for the lifestyle you will enjoy later. If you want to enjoy a future that is free from financial worries, your first step is to start saving today. You can start small, really small, but be consistent. You’ll be […]

#4 Build the structure: Identify a sound financial plan that works and then work the plan.

When you understand this fourth ingredient for success, you will find yourself wonderfully prepared for life. Have a plan that works. Why is this simple ingredient so important? Planning is knowing where you are today and where you want to be tomorrow. And you do this buy breaking your dreams down into components and phases. […]

#2 Lay the foundation: Decide the expenditures you’re willing to eliminate in order to reach your retirement goals.

Reschedule your life to start doing the things that build your future. Stop making excuses and start making it happen. Yes, this is a lot easier said than done. It’s a huge mental transaction to move from chasing dreams to learning to make decisions based on facts. We get blinded into believing there are no […]

#1 Develop the blueprint: Determine your retirement goals and desires.

Be absolutely clear about what you want out of your life before you decide what you’re willing to put into it. Why is it so important? Because getting clear about your future creates focus, energy and passion. That creates purposeful living and becomes a compass that gives you your heading when you get lost in […]

Become an Investor

You start by saving, but true wealth creation is built through investing. A saver is someone who saves money regularly and does not want to risk it by investing. An investor is someone who has an expectation of return through appreciation in the capital value. Risk is not synonymous with gambling or get-rich-quick schemes; it […]

Become a Saver

  You can start small, really small, but be consistent. You’ll be encouraged by how quickly your weekly or monthly contributions add up. Challenge yourself to increase the amount. Pay yourself a bonus. Saving that is automatic is a far more successful method than you hoping to have some money left over at the end […]

#9 Building Block – Know the right way to get your money out

Because of the tax implications and inflation, how and when you take money out of your plan could be more important than how you put it in. Learn the distribution rules, including any loan provisions. Learn liquidation strategies for your investments while they continue to grow, what to do when you change employers, and how […]

#8 Building Block – Design and structure a well-balanced investment portfolio

Having  your own personal investment plan for accumulating capital will help you set reasonable goals and manage your expectations for reaching them. Plus, it will help you not panic because you “heard something” on the news, and stop you from defaulting to short-term moves, thereby, potentially missing out on gains that long-term investors enjoy with […]

#7 Building Block – Understand all your investment choices, so you can make selections that meet your own investment needs and goals

When you build an effectively diversified portfolio, you’ll need to combine funds for each asset class. Your plan is required to provide a prospectus for each of these choices. Familiarize yourself with what is available, then ask questions to be certain you’re getting the characteristics you require to meet your own risk/reward threshold.

#6 Building Block – Six Principles of Successful Investing

    Our six principles will give you the highest probability for success. These principles work together to smooth out the roller-coaster ride associated with good and bad markets. Learn more about them to produce steady results. 1. Dollar Cost Averaging 2. Diversification 3. Asset Allocation to Build a Portfolio 4. Asset-Class Investing 5. Time […]